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Disclosures:

Morgan Stanley Smith Barney LLC does not imply any affiliation, sponsorship, endorsement with/of the third party or that any monitoring is carried out by Morgan Stanley Smith Barney LLC (“Morgan Stanley”) of any information contained in the website. Morgan Stanley is not responsible for the information contained on any third-party website or for the use or inability to use such site. We also do not guarantee their accuracy or completeness.

The CashPlus Account is a brokerage account offered by Morgan Stanley Smith Barney LLC. Conditions and restrictions apply. Please refer to the CashPlus Account Disclosure Statement for further details at https://www.morganstanley.com/wealth-disclosures/cashplusaccountdisclosurestatement.pdf.

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Morgan Stanley Smith Barney LLC is a registered broker, member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into agreements with banks and other third parties to help provide certain banking products and services.

The investment, insurance and annuity products offered by Morgan Stanley Smith Barney LLC are: NON-FDIC ASSURED | MAY LOSE VALUE | NO BANK GUARANTEE | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

©2022 Morgan Stanley Smith Barney LLC. SIPC member.

CRC#4911005 (08/2022)

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